Equipment Purchase & Lease

We're here to help you make the best equipment purchase and leasing decisions for your situation.

Should I purchase or lease equipment for my office?

This is one of the questions we're asked the most often, and the answer depends on your answer to other questions …

What do you normally do for capital expenses?
Do you tend to swap out your PCs and other technology items regularly?
Might it be best for you to keep your cash on hand for other items?
Do you favor keeping up with technology advances?
Do you try to keep items for as long as usefully possible?
How much flexibility do you need, and will your business be expanding?

We’ll be happy to help you make the best decisions for your situation. Remember that technology changes rapidly, and that includes copiers, so what works well now with your network security or connectivity, may not work as well if you upgrade your systems.

Typical lease terms range from three to five years, and rental agreements are short term options for less than a year.

What is the difference between a "Fair Market Value Lease" and a "$1 Buyout Lease"?

A Fair Market Value Lease (FMV) means that you may have a more affordable monthly payment during the lease duration, and there will be a residual amount owed at lease end at which time you’ll have the option to purchase the equipment, return the equipment, or upgrade to new equipment.

The $1 Buyout Lease means having a higher monthly payment, and at the end of the lease term, you purchase the equipment for $1.